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Financial and Retirement Planning

No two people are exactly alike.

No two people are exactly alike.

Your dreams and your plans set you apart. We recognize this difference. That is why we provide customized strategies – tailored to your needs and priorities.

We will work together to create a plan that fits your unique situation. Throughout the process, we will be there to provide information and answer questions. We can also help you monitor your progress to stay on track with your long-term objectives.

The Pacific Coast Wealth Strategies comprehensive financial and retirement planning process is structured into five different segments:

<strong>The Pacific Coast Wealth Strategies comprehensive financial and retirement planning process is structured into five different segments:</strong>
  • STEP 1: Discovery

    During this first step, our primary goal is to listen as you share your goals and objectives and to get a better understanding of what motivates you. We obtain a better understanding of where you are now and help you determine your risk tolerance. Additionally, we gather quantitative data, such as investment and insurance statements, tax returns, expenses, etc. Finally, we present our process to you and what the next steps are.

  • STEP 2: Analysis

    We develop a draft analysis that we use to compare your existing planning with your communicated goals and objectives, and then identify any potential gaps and opportunities in your financial strategy.

  • STEP 3: Strategy

    We present to you the results of your analysis with specific recommendations designed to meet your stated goals. Recommendations may be made in the areas of:

    Retirement Income Distribution Planning
    Asset Allocation and Investment Strategies
    Long-Term Care Planning
    Survivorship Planning
    Estate Analysis
    Cash Flow Analysis
    Education Planning
    Stock Option Analysis
    Major Purchase Goals
    Risk Management Assessment

  • STEP 4: Implementation

    We can help you develop an implementation schedule for any additional products and services that can meet your needs.

  • STEP 5: Reviewing

    We strive to develop lifelong relationships, working with you to adjust your financial strategies when life events, the economic environment, or legislative changes affect your planning in place. As a result, you can feel in control of your financial well-being and confident that you are doing all you can to prepare for your future.